Gold IRAs and physical gold, from a full-service dealer
Gold is money. Everything else is credit. — J.P. Morgan
Roll your 401(k) or IRA into physical gold, without taxes or penalties
A self-directed Gold IRA lets you move existing retirement funds into physical, investment-grade gold and silver through a trustee-to-trustee rollover. Funds move directly between custodians, so the transfer isn't treated as a taxable distribution and doesn't trigger the 10% early-withdrawal penalty. We handle the custodian, the insured depository, and the IRS purity requirements, so the account is set up correctly the first time.
- —Trustee-to-trustee rollovers, with no taxes or early-withdrawal penalties
- —IRS-approved custodian and insured depository, handled for you
- —Complimentary consultation covering setup, rules, and current costs
- —No obligation to move forward
“Gold is money. Everything else is credit.”
J.P. MorganWe procure it, deliver or store it, and buy it back when you're ready
Buying gold shouldn't end at the transaction. We source investment-grade gold and silver on your behalf, get it to your door in one to two days, or place it in secured storage if you'd rather not hold it yourself. When you're ready to sell, we buy it back at top market value, so you're never left finding a buyer on your own.
- —Sourcing and procurement of investment-grade gold and silver
- —Delivery in one to two days, or secured storage on your behalf
- —Buyback at top market value whenever you want to sell
- —One point of contact for the entire life of the metal
Priced to beat the industry, not match it
Some gold dealers charge premiums as high as 25 to 30 percent over spot price, particularly on small-format products. We price well below that range on investment-grade gold and silver, so more of what you pay goes toward the metal itself, not the markup.
A store of value that isn't tied to any single company or government
Gold has functioned as a store of value across currencies, governments, and market cycles for centuries. It isn't a claim on someone else's performance, and it isn't exposed to the counterparty and cybersecurity risks that come with purely digital assets. It has also trended upward over the long run, which is why we treat it as a core holding, not a speculative bet.
Common questions about buying physical gold and silver
How do I know the gold and silver I receive is authentic?
We source through established government mints, refiners, and wholesale distribution channels, including products from the U.S. Mint, Royal Canadian Mint, The Royal Mint, and Perth Mint, depending on availability. Every purchase is inspected and authenticated before it ships to you or moves to your IRA's depository, and it ships insured with signature confirmation required.
What happens after I fund my account? Walk me through the process.
Once your funds clear, we can often execute your purchase the same business day. You join us on a live call with real-time pricing, so you see exactly what's available and what it costs before you authorize anything. Most orders ship within 24 to 48 hours of execution, with tracking sent as soon as it's on its way.
What does “investment grade” actually mean?
It isn't a formal credit rating the way bond ratings are. In the metals industry, the term describes bullion coins and bars valued for their metal content, purity, and liquidity rather than collectible value. Before you buy, we tell you the exact product, its weight and purity, who minted it, and what you're paying relative to spot, so it means something concrete, not just a label.
Do you buy metals back, and how fast do I get paid?
Yes. We're a full-service dealer, so we buy back what we sell, priced off current market rates, with no separate penalty for selling to us. Our network of more than 50 refineries and processing facilities nationwide can support in-person liquidation for qualifying large transactions. Metals have to be received and authenticated before payment goes out.
What coins or bars do you recommend?
It depends on what you're optimizing for. Premium over spot, IRA eligibility, and how easily a product resells later all vary by product. Rather than steering you toward whichever coin carries the highest margin for us, we walk you through live pricing and the differences between products like American Gold Eagles, Canadian Maple Leafs, and gold bars, so you're choosing based on what matters for your goals.
How does The Complete Investor make money?
On the spread between what we pay to acquire metals and what we sell them for, the same as any full-service dealer. Because we purchase in volume, we get wholesale pricing an individual buyer generally can't access alone, which lets us price well below the 25 to 30 percent premiums some dealers charge on small-format gold and silver. We'll show you live pricing before you buy so you can see it for yourself.
Can my IRA or 401(k) actually hold physical gold?
Many retirement accounts can, through a self-directed IRA. Gold has to be at least 99.5% fine and silver at least 99.9% fine to qualify, and the metal must be held by an IRS-approved custodian in an insured depository, not at home. Our Gold Investment Guide covers the full mechanics of opening one.